Frequently Asked Questions

The FAQ is dedicated to both presenting referenced answers to commonly asked question, as well as to dispel misinformation. It is worthy of note that the FAQ is not intended to be an advice. Answers provided to reference questions are only intended to give you a very general understanding of what is involved in the referenced issue. If your questions are not listed please contact us directly.

The following is a list of frequently asked questions that are currently in our database:

  • WHAT IS INSURANCE?

    This is a system or process by which one party refers to as the insurer  agrees to indemnify the other party called the insured in the event of any financial or material  loss after due payment of a consideration called premium.

  • WHAT CAN BE INSURED?

    We can insure anything that has insurable  risk. Such risk must possess certain characteristic:

    1. Financial Measurement
    2. Large number of similar exposure E.g. Motor Insurance
    3. Insurable Interest must exist
    4. The loss must be fortuitous
    5. Premium must be reasonable

    The following risk an  be insured: Motor, Hull and Cargo, Life, Building, Machine, Glass  e.t.c.

  • HOW DO I PAY FOR POLICY OBTAINED? It can be yearly, quarterly or monthly.
  • HOW MUCH WILL I PAY? Whatever you can afford, bearing in mind the cash value.
  • HOW LONG BEFORE A CLAIM IS PAID? A claim is settled or paid as soon as the investigation is completed for a genuine claim.
Make A Claim
We are here for your insurance needs!
Get Immediate Help Online Mondays to Thursdays
8am - 5pm
Fridays
8am - 4pm
Or let us call you when it is more convenient.. Send us a mail